Tender Coconut Payasam

Servings: 4 Total Time: 50 mins Difficulty: Beginner
Tender Coconut Payasam pinit

Ever wish dessert could cool you down instead of heating things up? 

This Tender Coconut Payasam (Elaneer Kheer) does just that—creamy milk and coconut blend with juicy tender coconut for a dessert that’s rich yet refreshingly light. It’s the perfect way to celebrate mango season’s cooler counterpart: the queen of summer coconuts.

A Kerala Classic with a Summer Twist

Payasam (or kheer) is a beloved Indian pudding, traditionally made with rice or vermicelli simmered in milk and sugar. 

In Kerala, Elaneer Payasam elevates this classic by using tender coconut water and flesh, adding layers of tropical flavor and natural sweetness. The result? A dessert that’s as authentic as it is innovative.

Why You’ll Love This Payasam

  • Naturally cooling: Tender coconut water hydrates and refreshes.
  • Creamy richness: Full-cream milk and condensed milk create a velvety base.
  • Minimal starch: No rice or vermicelli—just coconut and milk.
  • Quick to make: Ready in under an hour with simple steps and ingredients.

Ingredient Breakdown

  • Full-Cream Milk: Reduces into a thick, creamy canvas for sweet coconut flavors.
  • Sweetened Condensed Milk: Instantly sweetens and thickens without granulated sugar.
  • Tender Coconut Puree & Pieces: The star—brings natural sweetness, fiber, and that distinct coconut aroma.
  • Thick Coconut Milk: Amplifies the coconut punch and adds body.
  • Cardamom Powder: Warm, floral spice that balances sweetness.
  • Cashew Nuts: Ghee-roasted for a buttery crunch and nutty depth.
  • Ghee: Delivers a rich aroma and luxurious mouthfeel.

🌿 Vegan Swap: Replace dairy milk and condensed milk with coconut milk and coconut cream—skip the ghee-roasted cashews or use coconut oil–roasted almonds for garnish.

Here’s How It All Comes Together

You’ll start by reducing full-cream milk in a deep saucepan—stirring constantly so it doesn’t burn and scraping the sides to incorporate every bit of flavor. Once it’s about half its original volume, stir in sweetened condensed milk and a hint of cardamom powder, then let it cool.

Meanwhile, roast cashews in ghee until golden. In a blender, create thick coconut milk by grinding fresh grated coconut with water and straining through muslin. Next, puree tender coconut flesh with its water until silky smooth, then chop some into bite-sized chunks.

When your milk mixture is cool, fold in the tender coconut puree, thick coconut milk, and fresh coconut pieces. Stir gently to combine, then finish by sprinkling in the roasted cashews just before serving.

💡 Pro Tip: Reduce the milk on low heat and stir frequently to prevent scorching. For extra indulgence, swirl in a teaspoon of vanilla extract.

What Goes Along

This payasam stands beautifully on its own, but you can elevate the experience:

  • Fresh Fruits: Sliced mangoes, berries, or pineapple chunks.
  • Puffed Rice: Adds a playful crunch.
  • Warm Appams or Idiyappam: Traditional rice pancakes and strings that soak up the payasam.

How to Serve

Serve slightly chilled or at room temperature in small bowls. Garnish with a few extra chopped tender coconut pieces or a sprinkle of crushed pistachios for color contrast.

Packing & Storage Tips

  • Refrigerate in an airtight container for up to 2 days—the flavors deepen overnight.
  • Freezing: Avoid freezing; the texture of milk and coconut may separate.
  • Lunchbox Friendly: Pack in a leak-proof jar and keep chilled until serving.

Party & Bulk Preparation

For gatherings, double or triple the recipe and reduce milk in large batches. Keep your payasam warm in a slow cooker on the “warm” setting, adding tender coconut puree just before serving to preserve its texture.

Difficulty: Beginner Prep Time 20 mins Cook Time 30 mins Total Time 50 mins
Servings: 4 Calories: 280
Best Season: Suitable throughout the year, Summer

Description

Tender Coconut Payasam is a creamy South Indian kheer made by reducing full-cream milk with sweetened condensed milk, then blending in tender coconut puree, thick coconut milk, and chopped coconut pieces. Lightly spiced with cardamom and finished with ghee-roasted cashews, this refreshing dessert is perfect for hot summer days and festive occasions.

Ingredients

Cooking Mode Disabled

Instructions

Prep Work

  1. Roast Cashews

    Heat ghee in a small pan and roast cashew nuts until golden. Set aside.

  2. Make Thick Coconut Milk
    Grind fresh coconut bits with water until smooth, then strain through muslin cloth.
  3. Make Tender Coconut Puree
    Blend tender coconut flesh (keep some for later use) with its fresh water until very smooth.
  4. Chop Tender Coconut Pieces
    Cut some of the tender coconut flesh into small bite-size pieces.

Method

  1. Reduce Milk

    Pour boiled full cream milk into a deep saucepan. Stir constantly until it reduces by half, scraping down the sides.

  2. Sweeten Milk
    Stir in the sweetened condensed milk until fully combined and smooth.
  3. Flavor and Cool
    Mix in cardamom powder, then remove from heat and let the milk mixture cool completely.
  4. Combine Bases
    In the cooled milk, add tender coconut puree and strained thick coconut milk. Mix gently to combine.
  5. Fold in Pieces and Nuts
    Stir in chopped tender coconut pieces, then fold in roasted cashews until evenly distributed.
  6. Serve and Enjoy
    Transfer to serving bowls. Serve chilled or at room temperature, and enjoy your tender coconut payasam!

Equipment

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Nutrition Facts

Servings 4


Amount Per Serving
Calories 280kcal
% Daily Value *
Total Fat 15g24%
Saturated Fat 10g50%
Cholesterol 45mg15%
Sodium 85mg4%
Protein 6g12%

Vitamin A 350 IU
Vitamin C 1 mg
Calcium 200 mg

* Percent Daily Values are based on a 2,000 calorie diet. Your daily value may be higher or lower depending on your calorie needs.

Keywords: Tender Coconut Payasam, South Indian kheer, kheer, refreshing dessert
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Frequently Asked Questions

Expand All:
How do I roast cashews without burning them?

Roast over medium heat in ghee, stirring constantly, and remove as soon as they turn golden.

Can I use store-bought coconut milk?

Yes, but homemade from fresh bits gives the richest flavor.

Why did my milk stick to the pan

Continuous stirring and scraping prevent scorching—keep it moving.

How do I know the milk has reduced enough?

When it’s visibly half its original volume and coats the back of a spoon.

Can I skip cooling the milk before adding coconut puree?

Cooling prevents the coconut from curdling and preserves its fresh taste.

Can I substitute condensed milk?

You can use sugar, but you’ll need to adjust the quantity to taste.

How do I store leftovers?

Refrigerate in an airtight container for up to 2 days.

Can I make this vegan?

Substitute dairy milk with almond or oat milk and skip condensed milk—sweeten with jaggery.

What’s the best way to serve this?

Chilled or at room temperature in small bowls garnished with a few extra roasted cashews

Can I prepare components in advance?

Yes—grind and strain both milks and roast nuts up to a day ahead; assemble when ready.

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